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Auto / Motorcycle / Boat /Recreational Vehicle Loan
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New & Used 2007 - 2010
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Interest Rate
As Low As
5.49%*
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*With automatic payment from your West Financial checking account.
Contact your loan officer for additional discounts, Mechanical Breakdown Protection and GAP Insurance.
Rate and term are dependent on credit score and age of vehicle.
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Used 2003 - 2006
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Interest Rate As Low As
6.49%*
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Used 2002 and older
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Interest Rate As Low As
7.49%*
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ATVs, snowmobiles
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Interest Rate As Low As
7.99%
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Signature / Personal Loan / Line of Credit**
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Interest Rate as Low As
7.90%
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Up to $20,000 for 60 months. Rate is dependent on credit score and additional services with WFCU. Credit Lift and Credit Disability Insurance available on all CU loans..
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Home Equity Line of Credit**
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Variable Rate, 15 Year Repayment
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Rate is Prime plus or minus a margin which is determined by credit history and amount of equity in the home.
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80% LTV As Low As 5.24%
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90% LTV As Low As 6.49%
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Home Equity Fixed Rate**
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5 to 15 year terms available
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Yes, we do Home Equity loans on rental and vacation properties!
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Rates As Low As 5.24% - Ask your loan officer for details.
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5 & 7 Year Balloon**
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Loans with 30 year amortization available as well!
As Low As 5.99%
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Share / Certificate Secured Loan**
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Certificate secured
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3.75% above dividend rate paid
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Open flexible terms available.
Rate is variable depending on the dividend rate and term.
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Share secured
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5.50% above dividend rate paid
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**Rates are based on credit worthiness and follow merit based lending principles. See your loan officer for full disclosure of terms and addendum.
All rates are subject to change without notice. Last updated 8/05/2010.
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Account
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Annual Percentage Yield*
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Share Savings
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$1.00+ Youth Accounts (under 18 years of age)
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.15%
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Regular Share $25 minimum balance
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.15%
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Holiday Account
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.15%
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Share Draft (Checking)
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Non-interest bearing
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0%
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Premier
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.10%
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Elite
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.20%
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IRA (all)
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$25 minimum balance
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.25%
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$3,000 minimum balance
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.76%
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$10,000 minimum balance
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1.01%
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$50,000 minimum balance
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1.26%
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For IRA Certificate rates see 12/24 month Share Certificate rates.
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Money Market
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$2,500 - 9,999
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.30%
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$10,000 - 24,999
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.40%
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$25,000 - 49,999
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.45%
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$50,000 +
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.55%
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$50,000 + with checking and direct deposit
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.70%
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Share Certificates & IRA Certificates
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12 months
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minimum deposit
$1,000
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.80%
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12 months
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minimum deposit
$2,500
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1.00%
Requires checking and direct deposit
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12 months
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minimum deposit
$10,000
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1.10%
Requires checking and direct deposit
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24 months
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minimum deposit
$2,500
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1.40%
Requires checking and direct deposit
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24 months
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minimum deposit
$10,000
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1.50%
Requires checking and direct deposit
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36 months
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minimum deposit
$2,500
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2.10%
Requires checking and direct deposit
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36 months
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minimum deposit
$10,000
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2.20%
Requires checking and direct deposit
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“All rates are subject to change without notice. See Rate and Fee Schedules for terms. Rates effective as of 9/01/2010.
For more information on savings rates e-mail: sharerates@westfinancialcu.com
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