The 4 Biggest Credit Union Myths They aren’t big enough. There are big and small credit unions, but just like banks, your deposits at a credit union are insured by the federal government up to $250,000. It will ...
Just because you can buy it doesn't mean you should. That basic financial rule of thumb is especially true when you're shopping for a home or car. Most people take years to pay off those big-ticket items, so they deserve serious scrutiny. Here are a few suggestions to consider before ...
When it comes to car shopping, timing is everything. But the formula for figuring out the perfect time to make the purchase can be complicated. If you’re shopping for your next new car, keep the following tips and statistics in mind. Shop Early in the Week Most consumers shop on weekends when ...
From: Renee Schuyler, President/CEO Subject: Credit Union members are paying for merchant data breaches Dear Member: At West Financial Credit Union, we believe protecting the privacy and security of our members' accounts is our most important responsibility. When we discover a data breach at retailers like Target or Home Depot, we take action immediately ...
FICO score, VantageScore, BlahBlahBlah score. You may already know that credit scores come in many many different forms and flavors. And you’ve probably heard that having a good score is important. But did you know there are some surefire moves to getting a good score or improving one regardless of the ...
Here are two credit union resources to learn and take action about this serious problem. Data breach call to action from CUNA Mutual Send a message to Congress. We need to seize lawmakers' attention so they turn to holding merchants accountable for their data breaches. StopTheDataBreaches is where everyone – ...
Life Change To-Do Lists Life changes--such as getting married, divorced, having a child, or facing widowhood--require more than the subsequent emotional adjustment. These milestones also signal the need to take stock financially and make any necessary adjustments. Marriage * Have the money talk. Sit down and set financial goals--do you want to save ...
Help Your Teen Driver Choose the Right Car Parents can help teens get a good buy on their first vehicle by focusing on safety, affordability, and reliability. Start early Start by helping teens understand the responsibilities tied to owning and operating a vehicle. Roughly six months to a year before ...